1) Select the piece you're in love with, and add it to your cart. Prequalify or select Affirm as your payment method at checkout.
2) Supply Affirm with the necessary info so they can verify your identity. Select from 6, 8, or 12 month payment options. You'll receive a decision back from them in real-time!
3) Complete your checkout with Affirm, and we'll start on your order immediately. Your order will ship as soon as it's ready, so you can start enjoying it. Then pay for it over time, on the monthly schedule you chose with Affirm.
Q: Does Affirm perform a credit check?
A: Yes, but applying for a loan will not affect your credit score. When you first create an Affirm account, Affirm performs a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score.
Q: What does Affirm require to prequalify?
A: Affirm will need your full name, date of birth, phone number, email, and the last 4 digits of your social security number. This info helps Affirm verify and protect your identity.
Q: Are there any hidden fees?
A: Affirm lets you know upfront exactly what you’ll owe, with no hidden costs and no surprises. You’ll see your loan terms, APR, and monthly payment amounts before you decide on a payment plan.
Q: How do I pay back my loan with Affirm?
A: You'll make your loan payments directly to Affirm according to the schedule you chose. Affirm offers auto-pay or will even send loan confirmation and payment reminders via email and text.
Q: Is my personal information secure with Affirm?
A: Yes, protecting your personal information is very important to Affirm. Affirm encrypt sensitive data including Social Security numbers. Affirm also maintains physical, electronic, and procedural safeguards to protect your information. Affirm does not sell or rent your information to anyone.
Q: I still have questions about Affirm. Who do I contact?
A: If you still have any Affirm related questions, please reach out directly to Affirm's Help Center.
*Financing is not currently available for clients in Iowa, West Virginia, or outside the US.